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Coverage Provided by Builders Choice Insurance Services

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Coverage provided by Builders Choice Insurance Services.

You’ve taken a big risk by starting your own business. Let us help you protect and grow that business with insurance customized to help meet your needs. We at Builders Choice Insurance Services will assess your business and provide cost-effective solutions that keeps your business protected.

Bonds

A bond is a three-sided contractual agreement guaranteeing that a business or individual will fulfill their obligations under a contract and in accordance with business regulations.
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Business Owners Policy

A Business Owner’s Policy (BOP) combines two policies at a discount that most businesses need: Business Property and General Liability.
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Builders Risk Insurance

A property insurance policy that is designed to cover property in the course of construction.
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Commercial Property Insurance

Commercial Property Insurance (aka Business Property Ins) protects the building your business owns or leases as well as your business personal property, including tools etc.
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Commercial Auto Insurance

If your business owns vehicles, transports goods or people for a fee, uses vehicles to conduct a service, or if employees operate vehicles, commercial auto insurance is required by law.

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Equipment Breakdown Insurance

Equipment Breakdown Insurance, Aka “boiler and machinery” insurance, covers for loss due to the sudden mechanical or electrical breakdown of nearly any type of equipment, including photocopiers and computers.
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General Liability Insurance

Accidents happen – on site and off site, no matter how much you’ve planned. Failing to secure the right amount and type of General Liability insurance can be catastrophic to any size business.

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Inland Marine Insurance

The name itself can throw people for a loop, but if you’re a construction professional or contractor, this type of property insurance is essential to your overall business because it safeguards your tools, equipment, and unfinished construction projects from loss or damage.
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Professional Liability

Professional Liability is coverage that protects your company against negligence claims when a professional service you provided caused your client to suffer financial harm due to mistakes on your part (errors) or because you failed to perform some service (omissions).
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Workers Compensation 

Workers compensation provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services.
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Umbrella Insurance

Umbrella (Excess) liability insurance protects you when accidents happen and your existing liability insurance policies cannot cover all the expenses.



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Life Insurance

Everyone deserves a secure financial future — and that’s why life insurance is so important.


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