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Flooring Contractor Insurance by Builders Choice Insurance Services

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Flooring Contractor Insurance provided by Builders Choice Insurance Services

Working with tools in other people’s homes and offices means high liability. Business insurance helps pay legal costs if a client trips on loose linoleum or sues over damage in their home. It also covers stolen equipment, accidents in your company truck, and employee injuries.

Flooring Contractor Insurance

Working with tools in other people’s homes and offices means high liability. Business insurance helps pay legal costs if a client trips on loose linoleum or sues over damage in their home. It also covers stolen equipment, accidents in your company truck, and employee injuries. Flooring installer insurance is not one policy but a package of business insurance policies. A flooring installer may want to get one or more policies to protect against certain risks. Policy options include general liability, workers’ compensation, and commercial auto insurance. 

Why is Flooring Contractor Insurance critical?

Flooring installer insurance is something that all floor installation experts should have. Tool liability can be a huge problem for contractors and technicians. As a business owner and contractor, you take on a lot of risks every time you go to a job. Many risks stem from the tools and equipment used on the job site where someone might inadvertently get hurt. If someone were to get hurt on your job site, you would likely be liable for their medical costs. You may also be responsible for lost wages and pain and suffering. That’s a lot of liability that most flooring installers can’t afford. The solution is flooring installer insurance, where you transfer the financial risk to the insurance carrier.

What does Flooring Contractor Insurance include?

The advantage of our business insurance for flooring contractors is that it offers you a broad range of protection at surprisingly great rates.

  • Business Property helps cover your shop, contents, equipment, and inventory from a covered incident.
  • Business liability helps protect you against costly claims and lawsuits due to personal injuries, accidental fires, etc.
  • Completed operations cover bodily injury or property damage claims after a project is completed.
  • Mobile equipment provides broad coverage for your tools and equipment, whether you’re at home, on the job site, or taking a lunch break.
  • Installation floater protects materials – including tiles, laminate, carpet, hardwood flooring, nails, mortar, and more – while in transit, awaiting installation, or being installed at the job site.
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