Siding installation is not without its risks. Workers face a variety of hazards, such as puncture wounds, cuts, and being struck by falling objects, which can result in injuries that require medical attention. When installing siding on upper floors, workers may need to stand on scaffolding or ladders, and a fall from heights such as these can have significant consequences. Most states require business owners who have employees to carry workers’ compensation insurance. Even if your business is not located in one of these states, it is an excellent idea to have it. This insurance shields your business from the risk of liability lawsuits related to workers ‘ injuries by covering medical expenses, lost wages, and even death benefit payments to family members if an injury is fatal.